As I have said, work has been really stressful at the moment. There are so many reasons why:
1. January and the beginning of the year is always a very busy time as people come back from Christmas and realise they need to re-finance because they want more money for next year and people do move as well.
2. The financial situation in the UK is not that great because of the problems with Northern Rock. In case you hadn't heard, they basically went bankrupt which means that the customers who save with them have lost out on their money. That has also had a bad effect on the general financial markets and does effect mortgages to some extent as well. This is not helped by the crisis with housing in the US and also the fact that teh stocks and shares had a bad day on Monday with losing £80 billion. That makes selling mortgages much harder because people are more worried about changing things.
About the credit crunch: http://news.bbc.co.uk/1/hi/in_depth/business/2007/creditcrunch/default.stm
3. As a sales team, we are under a lot of pressure to perform well in the mortgage market. We have some very high targets for this year and because the spending on the advertising was low at the end of last year, we don't have much to fall back on. However the senior managers and the commercial managers are generally congratulating us everytime we do well.
4. We don't really have enough sales staff for the calls coming in. That should be better next month when everyone is trained on all the brands we sell. Also we have some new staff joining in March which will help as well. That then means that there is plenty of overtime (good for money and bonuses in general) which means work longer hours and more days.
All in all that means that I will be earning a lot of money, but that I will be very tired after long days. That in turn means that I haven't got the energy to come on here and post... That also could mean me being in a bad mood which doesnt' help my posting habits either.
I have tried to help things by cutting down to 4 boards - my own, Queeny's Obsessions, Love Pain and The Whole Crazy Thing (Nabeela's) and Yukupolis. Hoepfully I should have more time to post on these boards and also will be able to say more as well! Also, I feel less guilty about not posting one day if I have less boards to worry about and even if I have less time to post, I can prioritise things!
1. January and the beginning of the year is always a very busy time as people come back from Christmas and realise they need to re-finance because they want more money for next year and people do move as well.
2. The financial situation in the UK is not that great because of the problems with Northern Rock. In case you hadn't heard, they basically went bankrupt which means that the customers who save with them have lost out on their money. That has also had a bad effect on the general financial markets and does effect mortgages to some extent as well. This is not helped by the crisis with housing in the US and also the fact that teh stocks and shares had a bad day on Monday with losing £80 billion. That makes selling mortgages much harder because people are more worried about changing things.
About the credit crunch: http://news.bbc.co.uk/1/hi/in_depth/business/2007/creditcrunch/default.stm
3. As a sales team, we are under a lot of pressure to perform well in the mortgage market. We have some very high targets for this year and because the spending on the advertising was low at the end of last year, we don't have much to fall back on. However the senior managers and the commercial managers are generally congratulating us everytime we do well.
4. We don't really have enough sales staff for the calls coming in. That should be better next month when everyone is trained on all the brands we sell. Also we have some new staff joining in March which will help as well. That then means that there is plenty of overtime (good for money and bonuses in general) which means work longer hours and more days.
All in all that means that I will be earning a lot of money, but that I will be very tired after long days. That in turn means that I haven't got the energy to come on here and post... That also could mean me being in a bad mood which doesnt' help my posting habits either.
I have tried to help things by cutting down to 4 boards - my own, Queeny's Obsessions, Love Pain and The Whole Crazy Thing (Nabeela's) and Yukupolis. Hoepfully I should have more time to post on these boards and also will be able to say more as well! Also, I feel less guilty about not posting one day if I have less boards to worry about and even if I have less time to post, I can prioritise things!
